Lending Programs in Los Angeles, CA

CONFORMING LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

5% Down Program

Borrowers That have a limited down payment or want to retain their savings will often choose this option.


HIGH BALANCE LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.


JUMBO LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

Interest Only Options

Borrowers that want the lowest payment to manage cash flow often choose this option.

Asset Depletion

Borrowers that are self-employed or have significant liquid Assets often choose this option.


GOVERNMENT LOANS + PROGRAMS

FHA (Federal Housing Authority)

Borrowers who have minimal down payment will often choose this option.

 

VA (Veteran Administration)

Military veterans who have minimal down payment will often choose this option.

Reverse Mortgage

Borrowers who are of retirement age 62 and no longer want a monthly payment will often choose this option

 HUD Loan

Borrowers with poor credit or no down payment will often choose this option.

HARP – Home Affordable Refinance Program

Borrowers not behind on their payments, but have been unable to refinance often choose this option.