We don't need to be your only lender, we want to be your best lender





I love her professionalism. Very knowledgeable and responsive. Always looking out for the best interest of the client. Simply the Best!

Very understanding and proficient at what she's doing. Anna is always willing to hear you. She resolves any complex issues you may have throughout your loan process and goes above and beyond to make it happen for her clients.


Honest transparent with bold solutions that only have your best interest in mind during and after the successful transactions.

First Time Homebuyer

Your first home is the biggest investment of your life, and we’re passionate about educating you. We’ll make you a financing and housing market expert so buying a home and planing your life is a snap. And we’ve got loan products for every need, including:

3% Down Conventional Loans
3.5% Down FHA Loan
0% Down VA Loan
0% Down USDA Loan
1st and 2nd Mortgage Combination
Various Mortgage Insurance Options
5% Down Jumbo Financing
Family Gift Fund Programs

Private Money Lending

 We provide short term residential and commercial real estate loans that serve a wide range of borrower needs including funds for bridge loans, quick cash out & opportunistic fast close purchases. In order to insure the safety of our Investor funds, Anna Kara Loans has strict lending guidelines and procedures followed with every transaction.


Experienced Homebuyer


Ready to upgrade, downsize, or relocate?
Searching for a vacation rental you can also use occasionally?
Or do you need a second home dedicated to just your family?
Need a tax deferred exchange of investment properties?
Want to buy again after a short sale or foreclosure?


Then it’s time for a consultation to lay out your plan. No matter how complex your property, taxation, or family planning objectives are, we’ll take you through it with personalized service, a custom plan, and precise execution every step of the way. Schedule a consultation today.



Refinancing is all about discovering new opportunities to achieve your goals faster. Consider your options:


Access equity for remodel, debt payoffs, education, or investments
Switch to a shorter term to pay off your loan faster
Use home equity to get rid of your mortgage insurance
Moving within 4-7 years? An interest only loan can minimize payments

Specialty Mortgages

Whether you’re a first time buyer, an existing homeowner, or a seasoned investor, AKL’s extensive mortgage product set is designed to offer you more choices:


Jumbo Loan with a 5% down payment and no mortgage insurance
Flexible requirements for previous financial hardships
Reduced income documentation for self-employed
Low credit scores for government loans
Expansive investment opportunities
Fixed-rate second mortgages
No income, no taxes – Use assets to qualify


For most folks it’s the largest monthly payment they have and so if they had the ability to very easily of what could, or should or might be done, think how much power you give back to the homeowner to make a smart financial decision.

Anna Kara has successfully closed millions in mortgage loans and successfully helped thousands of borrowers.


Anna Kara has a very simple and important mission when it comes to mortgage financing; to provide her clients with a positive and rewarding mortgage experience that they will not get anywhere else. 

Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.