CONFORMING LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

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10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

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5% Down Program

Borrowers That have a limited down payment or want to retain their savings will often choose this option.

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HIGH BALANCE LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

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10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

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JUMBO LOANS

20% Down Program

Borrowers that want instant equity with the lowest payment will often choose this option.

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10% Down Program

Borrowers that want a balance between instant equity and a lower payment will often choose this option.

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Interest Only Options

Borrowers that want the lowest payment to manage cash flow often choose this option.

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Asset Depletion

Borrowers that are self-employed or have significant liquid Assets often choose this option.

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GOVERNMENT LOANS + PROGRAMS

FHA (Federal Housing Authority)

Borrowers who have minimal down payment will often choose this option.

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VA (Veteran Administration)

Military veterans who have minimal down payment will often choose this option.

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Reverse Mortgage

Borrowers who are of retirement age 62 and no longer want a monthly payment will often choose this option

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HUD Loan

Borrowers with poor credit or no down payment will often choose this option.

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HARP – Home Affordable Refinance Program

Borrowers not behind on their payments, but have been unable to refinance often choose this option.

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